JOHN YAMAMOTO, Comm., MBA, FCSI, CIM, PFP is an Investment Advisor who manages millions of dollars in client's RRSP retirement plans and corporate money. He has studied investment theory at the University of Alberta, earning both a Bachelor and Masters in Business, and at the Canadian Securities Institute where he holds the prestigious Fellow of the Canadian Securities Institute. He works full-time at a major brokerage house, and he also teaches investment strategy at major colleges including Grant MacEwan Community College, The Edmonton Public Schools Board, The University of Alberta, Grande Prairie Regional College and The Northern Alberta Institute of Technology. He has spent over ten years of research on this publication looking at the best ways to manage and minimize investment risk, through asset allocation and portfolio design. He has also studied and practices financial and estate planning, life insurance solutions, and commodities and options. You will benefit from his holistically view of investment and applying solutions to reduce overall risks to your wealth. His special niche is in developing people's futures. To live well, love yourself and others, and leave a legacy, are his goals.